• Product Filing

  • Important Notice:
    2026 Individual Qualified Health Plan and Small Group Plan Rates

    Please see for details

The Bureau enforces the New Mexico Insurance Code, New Mexico Administrative Code, Federal Requirements related to the Affordable Care Act, as well as Bulletins and various Guidance issued by Office of Superintendent of Insurance (OSI). The Life and Health Product Filing Bureau oversees life, annuities and the following health product types: Major Medical, including Qualified Health Plans, Accident Only, Dental, Vision, Specified Disease or Illness, Hospital Indemnity or other fixed indemnity insurance, Medicare supplement, Credit life, Credit health, Disability Income, Medicare Supplement, Long Term Care, Prearranged Funeral Plans. 

This office utilizes SERFF (System for Electronic Rate and Form Filing) which offers a technological solution and cost-effective method for facilitating the submission, review, and approval of product filings. For further information go to the National Association of Insurance Commissioners (NAIC) or System for Electronic Rate and Form Filing (SERFF) website

Recent News

Get the latest information about rule changes, legislation, industry information and consumer news.

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ORDER ESTABLISHING PARAMETERS FOR DEFRAYAL UNDER 13.10.41 NMAC, COVERAGE FOR SPECIFICED SEX TRAIT MODIFICATION PROCEDURE

Pursuant to NMSA, Section 59A-2-8 General powers and duties of superintendent, this order provides an initial interpretation of what specified sex trait modification procedures and prescriptions are eligible for defrayal starting Plan Year 2027 for health plans sold on the New Mexico BeWell Exchange. Office of Superintendent of Insurance (OSI) staff may revisit this interpretation […]

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MEDICAL MALPRACTICE PREMIUM REDUCTION

BULLETIN 2026-010: The New Mexico State Legislature appropriated $5 million to the New Mexico Office of Superintendent of Insurance (OSI) to address medical malpractice insurance costs for individual providers. The appropriation was part of a supplemental appropriation package passed in 2025. This one-time appropriation directs OSI to provide a premium subsidy for private medical malpractice insurance policies. […]

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