• Healthcare Provider Arrangements

Enrollees must go to providers associated with the plan for all non-emergency care in order for the costs to be covered.

Enrollees may go to providers of their choice with no cost incentives to use a particular subset of providers.

Indemnity plans operate based on usual, customary, and reasonable (UCR) charges. UCR charges mean that the charge is the provider’s usual fee for a service that does not exceed the customary fee in that geographic area, and is reasonable based on the circumstances. Instead of UCR charges, PPO plans often operate based on a negotiated (fixed) schedule of fees that recognize charges for covered services up to a negotiated fixed dollar amount.

  • Survey definitions from The National Compensation Survey definitions (BLS),
  • The Medical Expenditure Panel Survey definitions (AHRQ), and
  • The National Employer Health Insurance Survey definitions (NCHS).
  • Definitions from other Federal agencies and surveys, such as:
  • The Current Population Survey (BLS/Census)

Related definitions (from PWBA)

Glossaries and informational papers from websites such as:

OPM’s Federal Employees Health Benefits Plans (glossary and specific plan booklets),

Blue Cross / Blue Shield,

The National Center for Policy Analysis, and

Publications such as:

Employee Benefit Plans: A Glossary of Terms, Ninth Edition 1997, Judith A. Sankey

– editor, International Foundation of Employee Benefit Plans.

“Fundamentals of Employee Benefit Programs, Fourth addition”

“Managed Care Plans and Managed Care Features: Data from the EBS to the NCS”, Cathy A. Baker and Iris S. Díaz, Compensation and Working Conditions, Spring 2001

EBRI Notes Vol. 16, no. 7, July 1995

HIAA Source Book

Personal communications with staff from some of the data sources cited.

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