What are you looking for? Patients Debt Collection Protection ActReport Insurance Fraud in New MexicoInsurance TypesTitle InsuranceHomeowners InsuranceCondo InsuranceRenters InsuranceAuto InsuranceHealth InsuranceManaged Health Care ReviewBilling ExamplesHealthcare Provider ArrangementsMultiple Employer Welfare Arrangement (MEWA)Grievance Procedures RulesWhat Consumers need to know about Surprise BillingIndependent Review OrganizationLife InsuranceOther Types of Health InsuranceStay Ready for Disasters!FloodWildfireWind & HailWinter Storm OSI Events Calendar View our calendar of events What is Insurance Fraud? The willful abuse of an insurance policy for financial gain. Fraud is an intentional act and is illegal. The OSI Insurance Fraud & law Enforcement Division is a unique department that combines the criminal investigative powers of a law enforcement organization with the protective role of a regulatory agency. As a fully accredited law enforcement agency of the state of New Mexico, OSI agents have full authority to investigate, arrest, and prosecute criminals who commit insurance fraud. While that might sound like an unusual combination, it is precisely this dual capability that makes OSI effective in its core mission: ensuring New Mexicans have access to reliable insurance products while safeguarding them from fraud and unfair practices. We want to get your information to the right team so we can help you as quickly as possible. Please review our guidance for when it’s best to file a complaint and when it’s best to report insurance fraud. Meet the OSI Law Enforcement Team When to report insurance fraud If you believe a person in New Mexico is trying to cheat or commit fraud against an insurer or agent, you should report insurance fraud to our office. Common reasons to file an insurance fraud report include: Falsely reporting a stolen vehicle or property Filing claims with multiple companies, sometimes known as double-dipping Medical insurance fraud including billing for services not rendered Report Insurance Fraud
June 26, 2026 Bulletins MEDICAL MALPRACTICE PREMIUM REDUCTION AMENDED BULLETIN 2026-010: The New Mexico State Legislature appropriated $5 million to the New Mexico Office of Superintendent of Insurance (OSI) to address medical malpractice insurance costs for individual providers. The appropriation was part of a supplemental appropriation package passed in 2025. This one-time appropriation directs OSI to provide a premium subsidy for private medical malpractice insurance policies. […] Read More
June 12, 2026 Announcements NOTICE OF PRESCRIPTION DRUG PRICE TRANSPARENCY ANNUAL MEETING The Office of the Superintendent of Insurance will hold its annual public meeting to present and discuss the findings and recommendations contained in the 2025 Prescription Drug Price Transparency legislative report. The purpose of this meeting is to inform the public of the report’s contents and to provide an opportunity for public comments and questions. […] Read More
