New Mexico Proposed EHB Benchmark Plan for 2022 PY
- 2022 Essential Health Benefits (EHB) Actuarial Report
- 2022 Essential Health Benefits (EHB) Actuarial Certificate
- 2022 New Mexico Essential Health Benefits (EHB) Benchmark Plan Benefits and Limits
- 2022 Essential Health Benefits (EHB) State Substitition Notification
- 2022 Essential Health Benefits (EHB) Benchmark Plan Formulary Drug List
- Confirmations on the State EHB-Benchmark Plan
Qualified Health Plan Submission Information
For Consumers:
Office of Superintendent of Insurance has the regulatory responsibility for licensing Qualified Health Plan (QHP) issuers and the regulatory responsibility of form and rate compliance.
You can follow the Health Reform Timeline for a general overview of the Health Reform.
For Carriers submitting Qualified Health Plans for review:
Similar to the QHP certification process in previous years, the New Mexico Office of Superintendent (NMOSI) will conduct reviews of qualified health plans (QHPs) and stand-alone dental plans (SADPs) and provide to CMS the determinations for the current year. NMOSI evaluates health and dental plans against QHP and SADP certification standards as part of the state’s traditional regulatory role for the insurance industry and/or enforcement of Title XXVII of the Public Health Service Act (PHS Act), or otherwise for state purpose.
2022 ACA Timeline
2022 Letter to Issuers Participating in New Mexico’s state based exchange (the beWellnm System”) can be viewed here.
PY2022 On and Off Exchange Major Medical/Qualified Health Plan (QHP) Review
| Early Bird Submission (VOLUNTARY) | 4/22/2021 |
| Individual and SHOP Plan Forms Submission Due Date | 6/11/2021 |
| 1st Transfer of Individual Plans (Forms Only) | 06/15/2021-06/15/2021 |
| 1st Transfer of SHOP Plans (Forms Only) | 6/18/2021 |
| Individual and SHOP Plan Rates Submission Due Date | 6/25/2021 |
| 2nd Transfer of Individual Plans (Form & Rates) | 6/26/2021 |
| 2nd Transfer of SHOP Plans (Form & Rates) | 06/28/2021 |
| Rate Amendment | 07/14/2021-7/15/2021 |
| 3rd Transfer of Individual Plans (Form & Rates) | 7/16/2021 |
| 3rd Transfer of SHOP Plans (Form & Rates) | 7/18/2021 |
| 48 hour correspondence turn-around | 8/2/2021 |
| 24 hour correspondence turn-around | 8/9/2022 |
| Approval & Certification for Individual and SHOP plans | 08/14/2020 |
| Open Enrollment begins | 11/01/2020 |
2022 Plan Year Rate Guidance
Rate Decrease Information
The Superintendent of Insurance allows for rate changes in the small group market outside of the submission window under the following conditions:
- The small group plan is sold off-exchange only; meaning the small group plan cannot be mirrored to a plan sold on the exchange.
- The overall rate impact of the filing is a decrease
- No policyholder is receiving a rate increase (i.e. all individual rate changes must be decreased or stay neutral).
New Mexico Health Insurance Exchange Information
Information about the next meeting of the New Mexico Insurance Exchange is available on the Health Insurance Exchange
Carrier questions about the New Mexico Health Insurance Exchange can be e-mailed to: Carrier Questions.
General Carrier Assistance for QHP and SADP plans:
- Benefits Management Plan Summary
- SERFF templates for Submission
- 2022PY New Mexico Qualified Health Plan Submission Guide
- Qualified Health and Dental Plans
- Student Plan Submission Guidelines
- Frozen Plan Template
- The Frequently Asked Questions (FAQ’s) for QHP Requirements can be found here: QHP FAQ.
- Frequently Asked Questions (FAQ’s) for Pediatric Dental & Vision Requirements can be found here Dental-Vision FAQ.
QHP and SADP Life & Health Rate and Form Filing Bureau Assistance for Carriers
- Individual Form Guidelines
- Group Form Guidelines
- Pediatric Vision Checklist
- Pediatric Dental Checklist
QHP and SADP forms and rates are submitted via System for Electronic Rate and Form Filing (SERFF)
QHP and SADP Company Licensing Bureau Assistance for Carriers:
- Certificate of Authority information can be found under our Company Licensing Bureau
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