Life and Health Rate & Form Filing Bureau
The Life & Health Rate and Form Filing Bureau assists the Superintendent in reviewing and approving all life and health forms and health insurance rates to ensure compliance with the New Mexico Insurance Code, Federal Requirements and Office of Superintendent of Insurance (OSI) Rules & Regulations. This Bureau regulates accident and health, credit life and disability, life, annuity, long-term care and Medicare supplement insurance lines of insurance.
This office utilizes SERFF (System for Electronic Rate and Form Filing) which offers a technological solution and cost-effective method for facilitating the submission, review, and approval of product filings. For further information go to the National Association of Insurance Commissioners (NAIC) or System for Electronic Rate and Form Filing (SERFF) website.
Recent News
Rate Bulletins
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Bulletin 2016-009 Requirements for rate and form & rate filing submissions.
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Bulletin 2016-007 Adustment of presumptively acceptable credit life insurance and credit card accident and health insurance premium rates.
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Bulletin 2014-004 Rate and Form Filing Request for Confidential Information..
Other Applicable Bulletins
Please see the Bulletins page for more information
Life & Health Product Filing Rules
The Office of Superintendent of Insurance requires that insurance carriers file rates and rate-related forms along with corresponding forms in SERFF. The Life & Health Rate & Form Filing Bureau does not allow “file & use” as all forms submitted are subject to review and approval prior to any use.
Life & Health Information for Consumers
Life & Health Information & Forms for Carriers